The center-right calls for the rebalancing of car insurance rates.

Auto insurance rates must be more transparent and uniform across the country, and a fight against fraud that affects insurance companies must be launched, including by eliminating the use of foreign license plates. The majority is pushing the government to intervene in the insurance sector, calling for regulatory changes in a motion approved in the Chamber of Deputies. All motions presented on the same topic by the opposition were rejected. Consumers should be cautious. The majority is also calling for combating insurance evasion and for the flat-rate system for direct compensation of accidents to be made more efficient, benefiting consumers and businesses. In addition to a review of the impact of the reforms and the ban on foreign license plates, it is also calling for the strengthening of Preventivass, the public "estimate tool" accessible from the IVASS website.
"We are calling for a single insurance rate for those who have not had an accident for at least 10 years," demanded Francesco Emilio Borrelli, AVS MP and first signatory of the motion on auto insurance that was later rejected. Marco Sarracino, in introducing the Democratic Party motion, aimed to overcome territorial inequity. Paola Boscaini, Forza Italia MP, explained, among other things: "The auto insurance sector has already been the subject of numerous measures aimed at curbing premium increases, and the results are starting to show: over the last ten years, the average premium has decreased by almost 18%, despite rising inflation and the cost of living."
Consumers have reacted cautiously: Codacons welcomes the motion approved by the Chamber of Deputies, "but now, after words, concrete actions are needed to best guarantee the rights of policyholders. Auto insurance rates continue to rise despite the lack of concrete evidence justifying the increases. Compared to January 2022, auto insurance rates have increased overall by 17.5%, going from an average of €353 in January 2022 (IVASS data) to €415 in the second quarter of 2025, an increase of a full €62 per policy." Assoutenti emphasizes that "the only way to lower rates is to move beyond the direct compensation mechanism and achieve effective insurance supervision." The UNC explains: "Minister Urso simply needs to review the Ministry of Economic Development (now MIMIT) decree of March 11, 2020, No. 54, which provides the option, but not the obligation, to include all offered ancillary clauses in the Preventivass. It's something he can do today." ADOC applauds: "We welcome the Chamber's approval of the majority motion to restore balanced tariffs in the insurance market." Finally, AIPEd experts announce that they have already submitted proposals to the government to ensure greater transparency in policies.
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